Travelling to Australia can be a one-of-a-kind experience. As a tourist, you can see animals converging on the road, experience sudden changes in climate, the beaches filled with poisonous creatures, among others. In order to make your experience truly memorable and enjoyable, you need to consider applying for travel insurance Australia. But before doing so, you need to be aware of the different kinds of policy you can apply for:
Travel insurance
Overseas Single Trip – If you plan to travel to Australia just for one time, this plan offers comprehensive coverage valid for 365 days after purchase. It is recommended for travellers who want some added protection to their holiday coverage.
Domestic Single Trip – This plan is similar to the overseas plan except that it only covers trips to Australia.
Medical Only Coverage – This is the cheapest plan you can avail of as it only protects you from health, medical, and rescue related incidents. You will not be covered for your possessions, liability, or flight cancellations. However, it usually provides coverage for unlimited hospital expenses so it is best if you are looking for a budget travel insurance.
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Annual Multi-Trip – This is another cheap insurance policy as it offers protection to travellers on an unlimited number of trips within the succeeding year, both for domestic or overseas. The maximum length of trip is 90 days and families can avail of this plan to get discount travel insurance.
Backpack Coverage – Backpack travel insurance usually focus on covering health and wellness since these are the most common issues surrounding travellers on foot. However, there are some insurance providers that offer coverage for possessions and cancellations if they desire to do so.
Ski Insurance
Overseas Ski Cover – If you are planning to go abroad to go skiing, this plan provides coverage in case of piste closure, helicopter rescue, avalanche closure, and bad weather.
Australia Only Ski Cover – From the name itself, this policy is like the overseas plan but only covers trips within Australia
Annual Multi-Trip Ski Cover – This type of policy provides coverage for unlimited amount of trips within a 365-days validity period. This is perfect for frequent skiers.
Corporate Travel Insurance
If you are travelling to the country with your employees for any business engagement, this is a great alternative. This plan provides coverage for employees and their families during corporate trips and holidays.
Getting travel insurance Australia from one of these providers can give you some peace of mind during your trip. We do not know when accidents will happen so it is best to get some cover.
